As product-led platforms evolve into programmable money platforms, embedding Banking-as-a-Service APIs in the Australian fintech sector is mission-critical. Forget traditional banking partners that kill product velocity. Ambitious scale-ups now orchestrate modular banking stacks to launch: - Consumer + merchant wallet infra - BIN-linked issuing logic - Realtime payouts via NPP https://chesterz850cdd7.bloggazza.com/profile