In a post-screen-scraping era of fintech, delivering consumer-directed experiences is mandatory for digital banks. Consumer data interfaces must handle: - Granular data access scopes - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native API platform that offers: - https://williamr395mnm1.blog2freedom.com/profile