基本上，申請二胎房貸須要名下有房產，且房屋要有殘值。若是自己名下沒有房產，可用親友的房屋當作擔保品，但要親友出面當保人。 The transfer underscores the complexity and issues of balancing U.S. relations having an increasingly effective China versus the American commitment to assist Taiwan defend by itself. 二胎房貸是指在房屋已經先申請過一次貸款的情況下，又再向銀行、融資公司或民間借貸申請... https://liantong.com.tw/taipei-home-loan/